Brooklyn Pediatric Infectious Diseases

Pediatric Care in the USA – Cost, Insurance

Pediatric Care in the USA - Cost, InsurancePediatrics in the United States is one of the priority areas of medicine. Much of the research and discovery in pediatrics has been done by American physicians. They were the ones who were able to bring the treatment of hematological and oncological diseases in children to a new, higher level, made a breakthrough in pediatric transplantation, learned to help children with autism and adapt them to life in society without restrictions. But the most important victory for the pediatricians is diagnostics, treatment and rehabilitation, which help little patients and their parents to forget about their illness forever and return to a full and happy life.

Examination of the newborn

These are visits to the pediatrician and the so-called “hearing test”.

One visit by a pediatrician to a child in a hospital will cost about $ 170-200 (a pediatrician is obliged to visit a child every day of being in the hospital).

A hearing test for a child born in Lebanon, Tennessee is mandatory for discharge from the hospital and costs about $ 100.

Visit to the pediatrician

The cost of one visit is in the range of $100-$200, depending on the chosen clinic.

Tests and screening

It is important and advisable to select doctors and a clinic for childbirth in America so that the cost of services includes ultrasound, because the cost of a conventional ultrasound scan can reach $ 300-400. It is also advisable to take the test results with you from home, this can shorten the list of tests that will need to be taken in the USA.

Loans to pay for medical bills

It is possible to pay for medical bills with loans. Every mother or father may issue loans Lebanon TN. If you meet several requirements, you will be approved for loans up to $2,500. The list of requirements is:

The rate of approved loans is high that’s why you will cope with your financial issues in the shortest possible time.

Child insurance in the USA

There are currently two government health insurance programs for low-income children in the United States: Medicaid and the State Children’s Health Insurance Program. Eligibility for government benefits is determined on the basis of family income in relation to the federal poverty rate. Each state has its own child health insurance program. Despite its expansion (thanks to government programs), there are still millions of children in the United States without insurance.

The Medicaid program, which is jointly funded by the federal and state governments, is subordinate to the state governments. The federal government pays an average of 57% of the cost of Medicaid, which provides health insurance and services to over 55 million low-income children, pregnant women, the elderly, and the disabled. It is the main health insurance program for millions of underprivileged children. As of 2007, there are almost 24 million of them, and 23% of all costs are spent on insurance. In 2008, federal Medicaid spending is estimated to be $ 204 billion.

Each state sets its own criteria for eligibility for health benefits and reimbursement of health care costs. The program provides for the provision of medical benefits (the right to insurance) to two categories of the population – mandatory and optional.

Statistical data

90% of all US hospitals admitted pediatric patients, but less than half (40%) had special inpatient children’s departments;

50% of the surveyed hospitals were equipped with over 85% of the recommended medical equipment and inventory for child patients. Yet almost 6% of hospitals were fully staffed;

71% of emergency departments had a staff of doctors with a pediatrician diploma, and 25% were qualified to provide emergency pediatric care;

62% of emergency departments had licensed pediatricians on call. But only 25% of emergency departments kept a written record: the date and recommendations of the specialist for the subsequent visit of the child-patient were recorded.

Contrary to popular belief that private health insurance is more effective, evidence suggests that the government option (less expensive and more affordable for families) provides access to qualified medical care that is sometimes even better than the medical services that private insurance provides. Policies suggesting the use of federal funding for tax credits to purchase private health insurance for children appear to be less effective in expanding coverage for low-income children and their access to health care than policies that build and improve existing child health insurance programs for children. This point of view is widespread in the United States.

Category: General Information | Tags: children, health insurance, medical therapy